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Dynamic Discounting

Dynamic Discounting

Pay earlier to save money

Dynamic Discounting is “intelligent” discount: you pay the invoice as early as your suppliers wish – and save money. This means that your surplus liquidity will earn attractive interest, with above-average returns possible. At the same time, you strengthen your supply chain because your suppliers shorten their Days Sales Outstanding (DSO) and are therefore better financed. And best of all: with Traxpay, implementation is very simple.

We’d be happy to discuss how you too can benefit from Dynamic Discounting – just contact us here.

Any questions?

Portrait Sven Weissmann | Traxpay
  • Dr Sven Weissmann (CSO)
  • +49 69 597 72 15 33
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Dynamic Discounting
is the smarter, more flexible discount

We are all familiar with discounts for cash payments or the classic 2 percent discount for payment within a specified period. Dynamic Discounting is much more flexible: a discount can now be granted on any day within the agreed payment period, with conditions that are equally interesting for buyer and supplier. This means that your supplier no longer has to wait for their money until the end of the agreed payment period, or in an emergency, call on expensive external financing. Win-win for both sides. Actually, a double win for you: the more stable your suppliers’ financing, the more robust your supply chain.

Discount possible on every day at favorable conditions.

Traxpay makes Dynamic Discounting very simple

As obvious as the advantages of Dynamic Discounting are, its implementation would be complicated if you had to manually enter each discount condition for all invoices. The Traxpay financing platform relieves you of this effort. You determine how much liquidity is to be made available, at what conditions and for which suppliers. Your suppliers can use the Traxpay financing platform to determine which invoices they would like to have paid earlier and at what time.

The whole thing is easy for you to set up: Traxpay supports you in the selection of suppliers, the determination of conditions and the onboarding of your suppliers. With the Traxpay financing platform, you can optimise your processes and save yourself time-consuming internal and external consultations.

The three most important advantages for you as a customer:

1

High returns on your liquidity

There is no end in sight to the low interest era. On the contrary, there is a growing threat of penalty interest on bank balances. With Dynamic Discounting via Traxpay you have an alternative, by providing your suppliers with an automated and sustainable early payment option. The sooner you pay, the higher your savings. Calculated over the year as a whole, the returns are above average.

2

Strengthen supply chains

You decide whose bills you want to pay earlier. Because with Traxpay you have real-time insight into all invoice data and possible financing volumes. This enables you to strengthen sensitive suppliers in a targeted way. Many of your suppliers need liquidity ahead of time and can therefore avoid expensive bridging loans, factoring or the use of overdraft facilities. Your supplier will thank you for this. With Dynamic Discounting via Traxpay you can strengthen your supply chain quickly and conveniently.

3

Setting emphasis e.g. on sustainability

There is no question that sustainability criteria are becoming increasingly important for companies. How good your ESG score or other sustainability rating depends largely on the sustainability of your supply chain. With Traxpay you have the ability to grant special conditions to suppliers who are particularly sustainable. Talk to us about the advantages of Dynamic Discounting to learn more!

The three most important advantages for you as a supplier:

1

Simple and free to use

Simply log in, select invoices and determine the desired payment date – done. All this without the need to install fee-based software or change underlying supply contracts. If you need support in setting up your Traxpay access, our knowledgeable service team is of course at your side.

2

Flexible and bank-independent

Unlike with classic factoring, you have full flexibility. Accelerate only the invoice amounts you need; there’s no obligation to accelerate all receivables. This means that you can also use our bank-independent financing option only for balance sheet dates, and request the funds you need to optimise your financial ratios.

3

A more stable business relationship

With Dynamic Discounting you significantly reduce the risk of having to wait a long time for your money from your customer. Furthermore, you can reduce associated costs, such as credit default insurance. Dynamic Discounting makes your financing and therefore you as a supplier more stable. And this strengthens the partnership with your customers.

The three most important advantages for you as a customer:

1

High returns on your liquidity

There is no end in sight to the low interest era. On the contrary, there is a growing threat of penalty interest on bank balances. With Dynamic Discounting via Traxpay you have an alternative, by providing your suppliers with an automated and sustainable early payment option. The sooner you pay, the higher your savings. Calculated over the year as a whole, the returns are above average.

2

Strengthen supply chains

You decide whose bills you want to pay earlier. Because with Traxpay you have real-time insight into all invoice data and possible financing volumes. This enables you to strengthen sensitive suppliers in a targeted way. Many of your suppliers need liquidity ahead of time and can therefore avoid expensive bridging loans, factoring or the use of overdraft facilities. Your supplier will thank you for this. With Dynamic Discounting via Traxpay you can strengthen your supply chain quickly and conveniently.

3

Setting emphasis e.g. on sustainability

There is no question that sustainability criteria are becoming increasingly important for companies. How good your ESG score or other sustainability rating depends largely on the sustainability of your supply chain. With Traxpay you have the ability to grant special conditions to suppliers who are particularly sustainable. Talk to us about the advantages of Dynamic Discounting to learn more!

The three most important advantages for you as a supplier:

1

Simple and free to use

Simply log in, select invoices and determine the desired payment date – done. All this without the need to install fee-based software or change underlying supply contracts. If you need support in setting up your Traxpay access, our knowledgeable service team is of course at your side.

2

Flexible and bank-independent

Unlike with classic factoring, you have full flexibility. Accelerate only the invoice amounts you need; there’s no obligation to accelerate all receivables. This means that you can also use our bank-independent financing option only for balance sheet dates, and request the funds you need to optimise your financial ratios.

3

A more stable business relationship

With Dynamic Discounting you significantly reduce the risk of having to wait a long time for your money from your customer. Furthermore, you can reduce associated costs, such as credit default insurance. Dynamic Discounting makes your financing and therefore you as a supplier more stable. And this strengthens the partnership with your customers.

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